Spidey's Back.
What do you do when a bill collector calls you at 8 pm?
On a Monday night.
While you are at the movies.
And having no clue as to what he is collecting for.
Do you stress over it all night?
Do you regret ever paying $28.00 for the Plain Dealer (which you never received)?
Do you worry how this will affect your credit score?
Or do you simply say..."Call back in the morning."
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